The tools hub

Every number, in one honest place.

Six free calculators that cover a house hack end to end — from the real monthly cost of a deal to what it looks like in ten years, whether to buy at all, and how a series of them compounds. Same math engine, same transparency, no accounts. Each one loads market presets and lets you email or share your results.

01
House Hacking Calculator

The core tool. Your real monthly cost after rent — every line itemized, with the Live-for-Free gauge, break-even rent, and 5-year equity.

Run your numbers →
02
Rehab Cost Estimator

Budget a renovation by scope, with a contingency and a holding cost — then see the total all-in and the value it needs to create to be worth it.

Estimate a rehab →
03
Multi-Year Projection

Cash flow and equity over 5–10 years, with sliders for appreciation, rent growth, vacancy, and maintenance. Watch the equity curve build.

Project the future →
04
Rent vs. Buy & Hack

Compare staying a renter with buying and house hacking a specific deal — monthly cost, equity built, and the year the hack pulls ahead.

Compare the paths →
05
ADU / Basement Feasibility

Does adding an accessory unit pay? Construction cost, added rent, financing, and a plain payback period and return on the build.

Check feasibility →
06
Portfolio Analyzer

Plan a series of house hacks. Stack multiple properties for cumulative equity, combined cash flow, and a simple scaling timeline.

Plan your scale →
Every tool here produces estimates on conservative assumptions — not financial, lending, tax, or investment advice. Figures are illustrative and will differ from any real lender's quote. Confirm every number with a licensed professional before you make a decision.
HouseHackers.